By financial clutter I am not just referring to crippling credit card or consumer debt. I am also acknowledging the stress that too many bills, too many bank accounts, too many investments or other can wreak.
Firstly, I will discuss the elephant in the room, aka consumer debt. This one is a hard one for people to admit to. Although the average consumer debt per person in Canada is $27 000, everyone adopts a disapproving demeanor when the subject is brought up projecting the myth that it couldn't possibly apply to them. It's always 'other people'.